A brief interlude to deal with some bookkeeping issues. While the group was not engaging in “trade”, the details of what money was located where didn’t matter. Now that the group has started to explore “buying” and “selling”, it matters what gold you have with you and what gold is safe in a bank on Gwynedd.
If the ship is eaten by a mysterious KRAKEN, I do not want all of your wealth to miraculously be safe in the bank as you swim for safety. If a man presents a great trade opportunity, I do not wish all of your wealth to mysteriously teleport from the bank into your pocket. So, the goal is just to establish ONCE what cash is where and get on with the adventure ignoring such trivialities as much as possible.
To help, I have simplified the LIVING EXPENSES from based on each specific SOC to a few general groups based on typical SOC and a general description:
LIVING EXPENSES (Soc 0-2 “Homeless”) = Cr 100 per 40-day cycle
LIVING EXPENSES (Soc 3-5 “Laborer”) = Cr 400 per 40-day cycle
LIVING EXPENSES (Soc 6-8 “Craftsman”) = Cr 1,500 per 40-day cycle
LIVING EXPENSES (Soc 9-11 “Gentlemen”) = Cr 4,500 per 40-day cycle
LIVING EXPENSES (Soc 12-14 “Nobleman”) = Cr 14,000 per 40-day cycle
LIVING EXPENSES (Soc 15 “Royalty”) = Cr 40,000 per 40-day cycle
As a starting point, each person has a “cycle” of Living Expenses in cash on them that will be spent on routine items like food and clothes and entertainment during Cycle 1063 without wasting time recording every transaction (It will just be gone by Cycle 1064, Day 1). In addition, I will assume that each character has cash on hand for the adventure equal to the “living expense” for the next higher group. The remainder of your cash is in the bank. Just let me know if your character wants to have a different “lifestyle” or cash-on-hand.
Repair on the ship (Hemisphere Dancer) cost a mere Cr 650 and a substantial 200 hours of YOUR labor (more on the ship in another post) ... I split the ship 6 ways (allowing Nathan to 'buy in' for simplicity and group cohesion).
The Character Roster (in descending SOC):
Jacques Bonnet (SOC D: “Nobleman”): Cr 14,000 + 1,500/cycle cash (living expenses) & Cr 4,062 cash (reserves); Emerald Necklace* (Cr 200,000); (Cr 3,328 share of house); (Cr 110 share of boat); Crate of “Technical Manuals” [Computers] (Cr 20,000; 2000 kg)
Diana Hayes (SOC C: “Gentleman”): Cr 4500/cycle cash (living expenses) & Cr 14,000 cash (reserves); Cr 101,500 in Bank of Gwynedd
Sir Arthur Benjamin (SOC B: “Gentleman”): Cr 4500/cycle cash (living expenses) & Cr 14,000 cash (reserves); Cr 31,500 in Bank of Gwynedd
Remy Hernandez (SOC 5: “Craftsman”): (Cr 1,500/cycle cash living expenses paid by Jacques) & Cr 4,500 cash (reserves); Cr 5,062 in Bank of Gwynedd; Emerald Necklace* (Cr 200,000); (Cr 3,328 share of house); (Cr 110 share of boat)
Samuel Linkletter (SOC 3: “Craftsman”): Cr 1,500/cycle cash (living expenses) & Cr 4,500 cash (reserves); Cr 25,562 in Bank of Gwynedd; (Cr 3,328 share of house); (Cr 110 share of boat)
Mercutio Routledge (SOC 3: “Craftsman”): Cr 1,500/cycle cash (living expenses) & Cr 4,500 cash (reserves); Cr 80,562 in Bank of Gwynedd; (Cr 3,328 share of house); (Cr 110 share of boat)
Josephine Baxter-Smith (SOC 3: “Craftsman”): Cr 1,500/cycle cash (living expenses) & Cr 4,500 cash (reserves); Cr 28,462 in Bank of Gwynedd; (Cr 3,328 share of house); (Cr 110 share of boat); crate of Machine Parts (Cr 15,000; 1500 kg)
Nathaniel (SOC 3: “Laborer”): Cr 400/cycle cash (living expenses) & Cr 1,500 cash (reserves); Cr 87,990 in Bank of Gwynedd; (Cr 110 share of boat); (Cr 40,000 share of schooner ‘Shangri-La’)
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