Character Creation
I recommend you read through
Enoch's example thread. He steps through the process outlined in the book using his character, and it is the exact process we'll do for you. Using his outline will help you get perspective.
Concept
You are a young elven ranger going against your King's wishes to find allies and rescue your forest home from the evil of the Necromancer.
That's our core.
We'll go with these Lifepaths:
Born Wilder Elf --> Forester --> [Protector] Ranger --> Bower
That gives you this background story something like this:
At 1,760 years old, your first memories are of abandoning your home. You were born on Aman Lanc ("Bare Hill"). It is now the home of the Necromancer and known as Dol Guldur ("Hill of Sorcery"). When evil began to permeate the woodland there, King Thranduil moved you all northward - you settled at Emyn Duir (Dark Mountains) which are now known as Emyn-nu-Fuin (Mountains of Mirkwood) and spent your childhood there.
Your people hoped this move would be far enough from the evil. The place you moved was still green and verdant, full of tall firs. You spent your adolescence among them, growing close to the trees and the forest, tending them and delighting as they grew. (Forester Lifepath) You sang to the trees and they answered and you delight in their voices. You studied the stars above, to understand the long thoughts of trees, to understand the turn of seasons and years as a tree would. You grew
stern (required trait), like unyielding wood and unforgiving of those who abuse trees that cannot fight back.
It wasn't to last, though. You sensed the evil first, as it poisoned and perverted the trees. Then came the spiders, the goblins, and other filth. You joined the Rangers and adopted their trademark gray cloak as your own (
Gray Mantle trait, one of the rangers). You learned to watch, to hide, to fight, and to heal. (Ranger lifepath)
You wished to push the fight, to save the forest. The King ordered retreat after retreat. You have spent a thousand years watching the forest be twisted, darkened, and turned into the evil that is now Mirkwood. At first you didn't defy your King, who has millenia of wisdom. You stayed among the Rangers and planned. You focused on your archery, and learned self-sufficiency by crafting your own arrows, waiting for when you'd be released to act. You learned to be
Circumspect. (required trait)
That has changed for you now. (Begin play by making beliefs to explain why)
Character Sheet
REVISED:
Time: 20+90+46+20= 176 ; +2P, +1M/P; 10 Mental and 20 Physical to distribute
RPs: 5+5+10+8= 28 rps
Skill Points: 4 general, 2+6+10+5 = 23 skill points
Skills: Observation*, Elven Script*, Bow, Foraging, Mending, Stealthy, Bow-Wise, Forest-Wise, Tree-Wise
Magical skills: Bowcraft*, Rhyme of the Pathfinder (Tracking), Song of Soothing (Herbalism), Lyric of Healing (Healing), Song of the Eldar (astrology)
Song Spell Skills: Song of Arbors*, Threne of the Chameleon
Traits: 1+2+1+1 ; Stern, Gray Mantle, Sprinter, Circumspect (1pt to spend)
That is just for reference. We'll step through it below, and you'll get more explanation by looking at Enoch's example.
Skill/Attribute levels: What you need to know. 2/3 is beginner, 4 is competent, 5 is advanced, and 6 is our starting maximum. We refer to them as B2 to B6 - don't worry about why for right now. It is the same thing. It is important to know that skills start as half an attribute rounded down - for this reason, people tend to strive for even numbers.
Attributes
Mental: You have 10 points which you split between Will and Perception. You have three basic options:
Will 5 / Perception 5: You're above average in both; all mental skills will start at 2. A balanced character.
Will 4 / Perception 6: Better at observing, noticing, and knowledge. Less capable of convincing others and standing your ground in an argument.
(My recommendation for your concept)
Will 6 / Perception 4: She is willful and stubborn, harder to persuade, but less observant and thus less knowledgeable.
Physical: you have 20 points to split among Power, Forte, Agility, and Speed. I'll let Enoch and Spectreman walk you through this decision.
My initial suggestion would be for a quick, fast-acting elf for your concept: Power 4, Forte 4, Speed 6, Agility 6.
Skills
You are required to open these:
Elven Script*
Song of Arbors*
Observation*
Bowcraft*
That takes 6 of your 23, leaving you 17 points.
You can spend 1 point to open these normal skills:
Bow
Foraging
Mending
Stealthy
Bow-Wise
Forest-Wise
Tree-Wise
Opening these takes
two points. They are magical, and so you always re-roll sixes to try for greater success.
Rhyme of the Pathfinder (Tracking)
Song of Soothing (Herbalism)
Lyric of Healing (Healing)
Song of the Eldar (Astrology)
Threne of the Chameleon
You have enough skill points to open ALL the skills,
but then not advance them. That gives you a broad swath of B2/B3 beginner skills. If you want to excel in something, you'll need to not open a skill and then you can reallocate the points to the thing you want to be good at (like Bow).
After that you have 4 General Skill Points. These can be used to add to the skills above, or to open and advance any skill not on that list.
I recommend you pick a melee weapon skill (thematically, knives are multi-purpose, javelins used by elven hunters, spears by elven regiments, swords by the sword-singers, and all of them by the sentinel guards. choose what you like.).
I also recommend wises. Wises are special skills that let you use your own dice to state what is true about the gameworld and make it fact.
Mirkwood-wise would let you know the truth about what is in Mirkwood and helpful to your goal.
you could also go for elf-wise (for your race), Woodland Kingdom-wise (for your people), spider-wise, goblin-wise, or something else you come up with.
You do get one free wise from my
house rules. I'd recommend you take Mirkwood-wise and know true things, but you could also take Fear Of Mirkwood-wise to know what those outside the forest say about it. Weather-wise seems more in-line for your elf.
Resource Points
For your resources, I recommend you simplify and just accept this proposal:
Gear: Elven Bow, Run of the mill arms (any other desired melee weapons), Reinforced leather breastplate, Elven clothes, Travelling gear
Personal Item:
Define one item she keeps for sentimental value.
Minor Reputation (1D):
How are you known?
Relationship (minor, other family):
Define a relative who remains in contact with you and supports you.
Relationship (minor, hateful):
Define someone who either hates you or is your rival in your main goal.
All you need to do is answer the italicized questions. Enoch and Spectreman17 can help you tweak for other choices.
Character burning is my favorite aspect of this game 
